Individual Health Insurance, Trust Shield

Individual Health

Trust Shield Insurance Group offers a variety of individual health plans. Rather than purchasing this coverage through an employer, these policies are purchased directly by the insured for an individual or a family.

Whether insurance through an employer is not an option or the right fit, our team will work with your to find coverage options that are as relevant as they are beneficial in case of illness.

In addition to the coverages listed below, some policyholders can open Health Savings Accounts to save money for future medical bills.

Coverages We Offer

  • Health Maintenance Organization (HMO) – A form of individual health insurance that combines a range of coverage for groups. Patients are provided with a primary caregiver who oversees their basic health needs and medical care. This includes non-emergency hospital visits.
  • Preferred Provider Organizations (PPO) – Comprised of physicians, hospitals, and other healthcare providers that offer services at reduced fees. PPOs are similar to HMOs with the exception that payments are received at the time of care instead of in advance. Co-payments, deductibles, and coinsurance features vary by policy.
  • Point of Service (POS) Plans – Sometimes referred to as hybrid healthcare, these plans mix aspects of HMOs and PPOs for greater patient care.

Contact us today to learn about the health coverage Trust Shield offers!